Property Cashflow The Property Cashflow calculator suite — every formula runs on our server, so the logic stays ours (nothing to inspect in the page).
Full BTL deal analysis — costs, financing, stamp duty, cashflow, tax & growth.
A small HMO conversion — rooms, bills, financing and net cashflow.
Model an HMO room-by-room with full running costs and ROI.
The full HMO model — refurb, financing, licensing and profit extraction.
An already-operating HMO — yield, cashflow and return on a turnkey deal.
An HMO you refurbish and sell — bridging, refurb, holding costs, capital gain & ROI.
Full development appraisal with per-unit breakdown, GDV, refinance & sensitivity.
4-period financials, cash flow, What-If & business-purchase valuation.
Buy-refurbish-sell profit, ROI and margin including all costs.
The full flip model — detailed renovation, financing, holding & sale costs.
The true monthly cost of buying your own home.
R2R monthly profit, upfront costs and ROI vs your targets.
The most tax-efficient way to take profit out of your company — salary, pension, dividends.
Which Xero account and code a property transaction belongs in, and whether it is capital or revenue.
Toolkit tool 14 — your income, expenses, assets and liabilities in one statement, with net worth, net cashflow and how much of your life passive income already pays for.
Toolkit tool 15 — play a full round against the AI and simulate your way from salary to financial freedom.
Block out where your week actually goes — business, personal, health, social, learning, rest — and see what is left.