Pro Calculator

HMO Calculator (Advanced)

The full HMO model — detailed refurb, financing, licensing and profit extraction.

🔒 The formula runs on the server — it is not visible in the page source.

Annual Price Growth Rate (%) EPC Listed Property Conservation area Location Index Tenure Tenanted Council Article 4 Areas Required Met Investor UK Based (Yes/No) Asking Price (£) Current number of rooms Target number of rooms after Cash or Loan Ltd Purchase? (Yes/No) Additional Property Auction Fees (£) Finders Fee (£) Purchase Legal Fees (£) Searches & Others (£) Valuation Costs (£) Loan to Value (%) Bridge Monthly Interest Rate (%) Time to hold Bridge (months) Total Money For Purchase (£) ts Property Baseline Current Rooms Current Common Areas Rooms Current Common Areas Potential Rooms After Works Areas Potential Rooms After Works Bathrooms After Works Council Tax per month (£) Gas and Electricity per month (£) Water per month (£) Occupation Rate (%) HMO Yield min (%) HMO Yield max (%) Refinance LTV (%) Refinance Annual Interest HMO (%) Legal costs (£) Mortgage Costs (added to loan) (£) Occupation Rate (%) Management Agency Fee (%) Repairs savings (%) Insurance (£/month) Gas & Electricity (£/month) Cleaning (£/month) Water (£/month) Broadband (£/month) Council Tax (£/month) TV License (£/month) Consumables for HMO (£/month) Rent Room ${i} (£)