Pro Calculator

HMO Flip Calculator

Model an HMO conversion you refurbish and sell — bridging finance, refurb, holding costs, capital gain and ROI.

🔒 The formula runs on the server — it is not visible in the page source.

Finance Method Asking Price (£) Investor UK Based (Yes/No) Ltd Company Purchase? (Yes/No) Additional Property (Yes/No) Finders Fee (£) Investor's Legal Fees (£) Searches & Others (£) Valuation Costs (£) Auction Fees (£) Lender's Legal Fees (£): i Loan to Value (%) Bridge Monthly Interest Rate (%) Build Period (months) Total Bridge Period (Build + Rental) (months): i Bridge Fee In (%) Bridge Fee Out (%) Build Period (months) Target Number of Rooms Refurb Pricing Method Refurbishment Budget (£) Total Internal Area (m²) Cost per m² (£) Contingency (%) Council Tax per Month (£) Gas & Electricity per Month (£) Water per Month (£) Other Monthly Costs (£) Include a rental period before selling? Rental Period (months) Occupation Rate (%) Management Agency Fee (%) Repairs Savings (%) Insurance (£/month) Gas & Electricity (£/month) Water (£/month) Broadband (£/month) Council Tax (£/month) TV Licence (£/month) Cleaning (£/month) Consumables (£/month) Expected Sale Price (£) Estate Agent Fee Type Estate Agent Fee (%) Estate Agent Fee (£) Sale Legal Fees (£) Other Sale Costs (£) Corporation Tax (%) Accountancy Costs per Month (£) Rent Room '+(i+1)+' (£)