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Tool 14: Cashflow Calculator

To win the financial game you need to focus on your cashflow!

By Noel Cardona

Play the Property Cash Flow Game to simulate your journey to financial freedom

Note: Property Cash Flow Reserved Rights

Monthly Income Inflows

Total Income: £0

Monthly Expenses Outflows

Total Expenses: £0

Note: Property Cash Flow Reserved Rights

Assets
?
Definition: Anything of economic value that you own or control.

Common Examples:
  • Cash & Savings
  • Real Estate (Home, Rental)
  • Investments (Stocks, Bonds, Crypto)
  • Retirement Accounts (Pension, ISA)
  • Vehicles
  • Jewelry & Art
What you own

Total Assets: £0

Liabilities
?
Definition: Financial debts or obligations owed to others.

Common Examples:
  • Mortgages
  • Car Loans
  • Student Loans
  • Credit Card Balances
  • Personal Loans
What you owe

Total Liabilities: £0

Note: Property Cash Flow Reserved Rights

Financial Health Ratios

Cash Flow to Expenses
Shows the safety margin. If positive, you are earning more than you burn.
0.0x
Net Worth (Time)
?
Net Worth (Time) = Passive Monthly Income ÷ Monthly Living Expenses
Example: Passive £2k / Expenses £6k
→ 33% - Dependent
Example: Passive £5k / Expenses £2.5k
→ 200% - Financially Free
Percentage of your lifestyle funded by passive income.
0%
Dependent

Income Statement Summary

Net Cash Flow
£0
Monthly Surplus
Passive Income
£0
0% of total income

Balance Sheet Summary

Net Worth
£0
Assets - Liabilities
Debt to Asset Ratio
0%
Lower is better
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